Jake Aygun

Vice President Ponder & Co. 10 Cadillac Drive, Suite 440 Brentwood, TN 37027 Telephone: 615-613-0214 Fax: 615-613-0217

Mr. Aygun joined Ponder & Co.'s Capital Markets Group in 2004. He has day to day responsibility for the quantitative analysis of, structuring, and pricing of derivative products. Utilizing Ponder's proprietary model, Mr. Aygun is able to precisely value interest rate swaps. In addition, he prepares swap evaluation reports that provide risk analysis as well as FASB 133 assistance. These analyses cover the areas of cash flow expectations, mark-to-market sensitivity, interest rate and ratio sensitivity, and statistical analysis.

Mr. Aygun is a Cum Laude graduate of Vanderbilt University, with degrees in Economics and Finance.

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